I've have a red card.I was going out of town so I called to pay large amount on my credit card so I could have it when out of town, was told if paid $500.00 on card cud use it in 48 hours, got out of town and tried to use it, and they never let it go through. Called then and was told because of the amt of the payment they held it for 10 days.
They lied. Then after the payment they reduced the amt of the card. Will never use them ever. Spoke to a supervisor who didn't speak English very well and she told me, because of new credit card practices, there is nothing about holding a payment for 10 days when I've always paid more than the minimum amount on a card.
They are a rip off. Their interest rate has gone up and they also charge you $39 if you are a minute late. I am through using them. Then to top it all off, after I made that $500 payment,.
I made such a stink over it, that then sent me a letter telling me that they decreased my credit limit, get this by the amount that I paid. I've been with them for years and this is the way I get treated.
I don't even feel good about going into their stores any more.
Review about: Target Credit Card.