Purchased Target Extended Protection Plan, Target sales person stated it covers about everything including accidental damage. Once I placed claim I stated that my "portable device" was accidentally dropped and I would like to receive credit on this unit.
The protection plan states that it covers damage from heat, dust, and humidity, failures and breakdowns from normal wear and tear... So what is normal wear and tear on a portable device?? Dropping it is not one of them, which I can't understand this is absolute BS. They train the sales person to push these coverages saying good things, easy reimburse with a simple Target Gift card..
Well make sure you choose your words carefully, You will need lie on why the protected equipment failed just so you can get what you paid for and get coverage... Gone is the day of being truthful and being rewarded. Be warned this is just an insurance scam! The camara does not even have a ding on it from the drop, obviously they work hard to not pay out their claims.
I'm now working on the 3rd layer of management to get some answers of what "normal wear and tear is" For them it is not even taking it out of the case for use. Warranty is $17.00 and cost of camara was $ 199.99
Product or Service Mentioned: Target Gift Card.
Monetary Loss: $200.